LOAN PRODUCTS

Whether purchasing or refinancing, Allied Fidelity Mortgage Corporation offers a wide spectrum of real estate loan products designed to meet the many needs of our clients. We have the knowledge and the flexibility to find and negotiate the best possible rates and terms available.

Fixed Rate Loans for Purchase or Refinance A common loan product with an interest rate that remains constant for the life of the loan for the original borrower. These mortgages offer many opportunities for negotiating the terms of the mortgage in the areas of prepayment penalties, loan maturity, and of course interest rates.

Adjustable Rate Loans for Purchase or Refinance A loan typically indexed to the Prime Rate or the LIBOR (London Interbank Offered Rate). They are particularly appealing during periods of low interest rates and to buyers needing short term financing,

Renovation A loan involving financing for the purpose of upgrading an existing property in order to improve it’s marketability and value.

Forward Commitment This is a loan which involves a commitment by a lender to make a loan in the future, often with a predetermined interest rate.